Investment management - Cadre Financial does not manage your money.  We manage and maintain relationships with several performing money managers and insure your money is managed consistent with your strategy and risk tolerance.

Money and investments are personal issues - Effective asset management includes finding
Safe Harbors for your money and reflecting your core values in your plan.

Understand your investments - Do you include your life dreams (Vision). in your financial plan?  Why wait? Do you understand how your investments will enable you to realize your Vision?

Demand tax efficiency - Can you realize capital gains on your schedule or do mutual funds dictate the timetable? You can work together with your CPA to time the best year for recognizing capital gains when a Registered Investment Advisor builds your portfolio.

Develop your own portfolio - You can achieve the same diversification as a mutual fund; you also have greater flexibility.

Err on the side of caution - Do you take excessive risk? Assets should be titled in your name. Monthly reports and on-line access should be available. Independent audit reports by major CPA firms should be completed annually and adequate account insurance are essential.

Cost of decisions - What is the total cost of decisions? Professional fees influence opportunity cost. Fees may be painful, but decisions made without professional review can cost more in taxes or reduced asset value. What feels good now may not feel so good later.

Learn more Registered Investment Advisors (RIA)